The short version
This site has no accounts and stores nothing you type into a calculator. The salary, the loan amount and every other figure you enter are used to build the page you asked for and are then gone. The access log is written with the query string cut off, which is the part of the address those figures travel in. What remains is ordinary server logging, and the third-party scripts for advertising and analytics, which in the European Economic Area and the United Kingdom do not load at all until you allow them.
Who is responsible
The operator of this site is the controller for the processing described here. Write to the privacy address on the contact page for anything in this policy, including a request to exercise any of the rights set out below.
What you type into a calculator
Every form on this site is a GET form, which means your inputs travel in the address of the page. That is deliberate: it makes a result a real address you can bookmark, reload or send to someone, and it lets the page work with scripting switched off. It also means the figures reach the server as part of the request.
What happens to them there is the part that matters. They are used to render the page and are held in memory for as long as that takes. They are not written to a database, because there is no database. They are not written to a log: the application log records the method, the path without its query, the status and how long the page took, and the web server in front of it is configured to cut every address at the question mark before writing a line. No session, no cookie and no identifier is attached to them, so there is nothing that could link one calculation to another or to a person.
On the pages that recalculate as you type, the arithmetic runs in your browser and the server is not asked again at all. The address bar is rewritten as you go, so the link stays current, but the new values are never sent anywhere until you choose to load or share that link.
One consequence is worth stating plainly: an address holding a salary is like any other address. If you bookmark it, paste it into a chat or leave it in your browser history, the figures go with it. That is under your control and not under this site's.
What the server records
Serving a page writes a log line. It holds the time, the request method, the path with its query string removed, the response status, how long the request took, and the usual request headers such as the browser and operating system your client reports. The visitor's IP address is masked before it is written, to the network rather than the machine. Cookie and referrer headers are removed from the line entirely, because either could carry back the query string of the page you came from.
These logs exist to keep the site up and to see it being abused: an error that only happens on one page, a crawler making a hundred requests a second, a spike that is not a reader. In data protection terms that is a legitimate interest, and it is the only thing they are used for. They stay on the server, are rotated away by the system journal, are never exported, never joined to anything else and never used to build a profile of a visitor.
The site may sit behind a content delivery network, which terminates the connection and keeps its own logs under its own policy. That layer is also where the country code comes from that decides whether this page has to ask for consent. It is a country, not a location: no finer.
What is stored on your device
By itself, the site stores exactly one thing, and only if you ask for it. Choosing light or dark with the theme button writes that choice to local storage in your browser so the next page opens the way you left it. It is never sent to the server, and setting the theme back to "system" deletes it. Nothing else the site does on its own writes to your device.
Everything else stored on your device belongs to the advertising and analytics services described below, and the cookie policy lists it in detail.
Advertising
The site carries advertising from Google AdSense, which is what pays for it. The ad script is loaded only after the page has finished loading, so it never delays the answer, and in the European Economic Area and the United Kingdom it is loaded only after a certified consent platform reports that you have agreed.
Once loaded, Google may set and read cookies or similar identifiers on your device, and may use them to select and measure ads. This site does not send Google anything you typed: the ad script sees the page, not the calculation, and the address it reads has already had its query string removed. What Google collects and how it uses it is governed by Google's own policies, which its ad pages set out.
Analytics
Where analytics is switched on, the site uses Google Analytics 4, loaded on the same terms as the ad script: after the page load, and in the consent regions only after consent. Every hit states the page address with the query string and fragment stripped off, so the figures you typed are not sent to Google along with the page you typed them on. The referring address is stripped the same way.
The events collected are deliberately thin, and none of them carries a value from a form. They are: that a recalculation happened, counted and never itemised; which link out of a page was followed, by path and by the region of the page it sat in; how far down the page the reader scrolled; that the copy-link button was used; and the browser's own loading and responsiveness measurements. No identifier of yours is set by this site, no custom field is derived from your input, and no amount of money is ever attached to an event.
Consent, and changing your mind
In the European Economic Area, the United Kingdom and the rest of the EEA states, no advertising or analytics script loads before a consent management platform certified under the IAB Transparency and Consent Framework has recorded your choice. Refusing is a complete answer: nothing loads, no cookie is set, and the calculators work exactly as they did. Outside those regions the scripts load after the page, subject to whatever choice your browser or your own settings express.
Your choice is recorded by the consent platform and can be changed at any time, through the consent dialogue itself or by clearing the site's storage in your browser, which removes the record and causes the dialogue to be shown again. The cookie policy explains both routes.
Your rights
Under the GDPR and the equivalent United Kingdom rules you may ask for access to the personal data held about you, for its correction or erasure, for processing to be restricted, and you may object to processing based on legitimate interests. You may also complain to the data protection authority in your country, which you can do without asking here first.
The honest answer to most such requests is that there is nothing on file. There is no account to show you, no calculation history to export and nothing you typed to erase, because none of it is kept. Masked log lines cannot be traced back to a person, which is the point of masking them. Requests about advertising and analytics identifiers are the real exception: those live with Google, and its own policies set out how to see and delete them, which is also the fastest way to have it done.
Transfers outside the EEA and the United Kingdom
The advertising, analytics and consent services are operated by Google, a United States company, and the data those services collect is processed under Google's own arrangements for international transfers, described on Google's privacy pages. If you refuse consent, no such transfer happens, because the scripts are never loaded.
Children
This is a calculator for salaries, mortgages and loans. It is not directed at children, asks for no age and collects nothing that would identify one.
Changes to this policy
The date this page was last reviewed is shown under the title. A change that alters what is collected or why is a change to that date, and this page is the version that applies.